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CITIZENS NATIONAL BANK 620 BROADWAY
PAINTSVILLE, 41240

2008 Mortgage Research	Floyd	Kentucky	US
Total Applications	106	684	830
Average Loan	$97.8k	$98.4k	$91.5k
Loan to Income Ratio	1.40	1.29	1.24
Subprime Loans	11.32%	9.06%	7.83%
Refinancing Loans	40.57%	42.98%	37.11%
Principal Dwellings	90.57%	91.52%	92.77%
Rejected Applications	8.49%	8.92%	9.76%

CITIZENS NATIONAL BANK 620 BROADWAYPAINTSVILLE, 41240