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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Pinellas Florida US
Total Applications 6,680 101,206 833,691
Average Loan $176.5k $201.7k $230.0k
Loan to Income Ratio 1.44 1.54 1.69
Subprime Loans 1.72% 1.45% 1.52%
Refinancing Loans 38.65% 35.85% 36.84%
Principal Dwellings 79.24% 79.27% 86.80%
Rejected Applications 16.02% 17.53% 14.55%