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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Georgia US
Total Applications 32,599 833,691
Average Loan $161.7k $230.0k
Loan to Income Ratio 1.54 1.69
Subprime Loans 1.78% 1.52%
Refinancing Loans 29.90% 36.84%
Principal Dwellings 86.68% 86.80%
Rejected Applications 18.77% 14.55%