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BANK OF AMERICA, N.A. 1200 MAIN ST, MAIL STOP MO8-060-12-24
KANSAS CITY, 64105

2008 Mortgage Research Baker Georgia US
Total Applications 3 21,479 674,341
Average Loan $127.3k $169.8k $218.7k
Loan to Income Ratio 1.40 1.61 1.73
Subprime Loans 3.78% 2.39%
Refinancing Loans 33.33% 42.73% 38.59%
Principal Dwellings 100% 85.81% 87.51%
Rejected Applications 66.67% 28.27% 31.08%
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