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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Maryland US
Total Applications 26,661 833,691
Average Loan $248.7k $230.0k
Loan to Income Ratio 2.01 1.69
Subprime Loans 1.46% 1.52%
Refinancing Loans 39.20% 36.84%
Principal Dwellings 90.75% 86.80%
Rejected Applications 12.42% 14.55%