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BANK OF AMERICA, N.A. 1200 MAIN ST, MAIL STOP MO8-060-12-24
KANSAS CITY, 64105

2008 Mortgage Research Baltimore Maryland US
Total Applications 1,984 16,641 674,341
Average Loan $225.2k $244.4k $218.7k
Loan to Income Ratio 1.82 1.88 1.73
Subprime Loans 2.27% 2.13% 2.39%
Refinancing Loans 56.00% 51.72% 38.59%
Principal Dwellings 94.00% 90.56% 87.51%
Rejected Applications 21.57% 24.18% 31.08%
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