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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Talbot Maryland US
Total Applications 141 26,661 833,691
Average Loan $371.9k $248.7k $230.0k
Loan to Income Ratio 1.42 2.01 1.69
Subprime Loans 1.46% 1.52%
Refinancing Loans 44.68% 39.20% 36.84%
Principal Dwellings 70.92% 90.75% 86.80%
Rejected Applications 9.93% 12.42% 14.55%