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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Massachusetts US
Total Applications 22,047 833,691
Average Loan $236.7k $230.0k
Loan to Income Ratio 1.85 1.69
Subprime Loans 0.98% 1.52%
Refinancing Loans 39.45% 36.84%
Principal Dwellings 92.83% 86.80%
Rejected Applications 16.04% 14.55%