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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Atlantic New Jersey US
Total Applications 1,319 27,481 833,691
Average Loan $155.1k $226.1k $230.0k
Loan to Income Ratio 1.47 1.50 1.69
Subprime Loans 2.58% 1.43% 1.52%
Refinancing Loans 36.47% 38.99% 36.84%
Principal Dwellings 87.64% 91.83% 86.80%
Rejected Applications 26.08% 20.03% 14.55%