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BANK OF AMERICA, N.A. 1200 MAIN ST, MAIL STOP MO8-060-12-24
KANSAS CITY, 64105

2008 Mortgage Research Atlantic New Jersey US
Total Applications 849 20,506 674,341
Average Loan $179.6k $240.7k $218.7k
Loan to Income Ratio 1.43 1.62 1.73
Subprime Loans 3.06% 2.00% 2.39%
Refinancing Loans 51.71% 48.61% 38.59%
Principal Dwellings 86.34% 91.64% 87.51%
Rejected Applications 33.80% 29.30% 31.08%
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