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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Bergen New Jersey US
Total Applications 3,013 27,481 833,691
Average Loan $295.6k $226.1k $230.0k
Loan to Income Ratio 1.51 1.50 1.69
Subprime Loans 0.53% 1.43% 1.52%
Refinancing Loans 39.99% 38.99% 36.84%
Principal Dwellings 96.02% 91.83% 86.80%
Rejected Applications 17.06% 20.03% 14.55%