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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Montgomery New York US
Total Applications 106 29,461 833,691
Average Loan $58.5k $272.2k $230.0k
Loan to Income Ratio 0.99 1.63 1.69
Subprime Loans 15.09% 2.46% 1.52%
Refinancing Loans 31.13% 37.38% 36.84%
Principal Dwellings 85.85% 91.11% 86.80%
Rejected Applications 31.13% 18.97% 14.55%