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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research New York New York US
Total Applications 1,791 29,461 833,691
Average Loan $711.5k $272.2k $230.0k
Loan to Income Ratio 1.57 1.63 1.69
Subprime Loans 0.17% 2.46% 1.52%
Refinancing Loans 18.20% 37.38% 36.84%
Principal Dwellings 81.69% 91.11% 86.80%
Rejected Applications 9.32% 18.97% 14.55%