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BANK OF AMERICA, N.A. 1200 MAIN ST, MAIL STOP MO8-060-12-24
KANSAS CITY, 64105

2008 Mortgage Research Curry Oregon US
Total Applications 40 5,981 674,341
Average Loan $235.9k $223.1k $218.7k
Loan to Income Ratio 1.53 1.80 1.73
Subprime Loans 1.67% 2.39%
Refinancing Loans 52.50% 52.52% 38.59%
Principal Dwellings 55% 85.99% 87.51%
Rejected Applications 20% 22.34% 31.08%
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