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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Chambers Texas US
Total Applications 85 78,656 833,691
Average Loan $95.4k $123.7k $230.0k
Loan to Income Ratio 1.27 1.13 1.69
Subprime Loans — 1.87% 1.52%
Refinancing Loans 18.82% 23.08% 36.84%
Principal Dwellings 98.82% 86.79% 86.80%
Rejected Applications 14.12% 21.56% 14.55%