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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Vermont US
Total Applications 1,365 833,691
Average Loan $202.7k $230.0k
Loan to Income Ratio 1.30 1.69
Subprime Loans 1.68% 1.52%
Refinancing Loans 35.16% 36.84%
Principal Dwellings 67.99% 86.80%
Rejected Applications 9.38% 14.55%