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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Salem Virginia US
Total Applications 64 29,862 833,691
Average Loan $133.3k $243.8k $230.0k
Loan to Income Ratio 1.43 1.85 1.69
Subprime Loans 1.56% 1.28% 1.52%
Refinancing Loans 17.19% 35.31% 36.84%
Principal Dwellings 85.94% 90.34% 86.80%
Rejected Applications 7.81% 11.93% 14.55%