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BANK OF AMERICA, N.A. 200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, 28255-0001

2006 Mortgage Research Island Washington US
Total Applications 204 25,017 833,691
Average Loan $247.2k $230.9k $230.0k
Loan to Income Ratio 1.29 1.83 1.69
Subprime Loans 0.49% 0.51% 1.52%
Refinancing Loans 42.65% 35.32% 36.84%
Principal Dwellings 79.90% 89.78% 86.80%
Rejected Applications 10.78% 12.69% 14.55%