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CORNERSTONE BANK 2627 S. UNIVERSITY DRIVE
FARGO, 58103

2008 Mortgage Research	Cass	North Dakota	US
Total Applications	205	356	460
Average Loan	$162.4k	$148.8k	$162.3k
Loan to Income Ratio	1.58	1.51	1.42
Subprime Loans	12.20%	17.42%	16.74%
Refinancing Loans	43.41%	45.22%	43.70%
Principal Dwellings	80.49%	81.74%	78.04%
Rejected Applications	—	—	—

CORNERSTONE BANK 2627 S. UNIVERSITY DRIVEFARGO, 58103