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FIRST PEOPLES COMMUNITY FEDERA P.O. BOX 1377, 153 BALTIMORE STREET
CUMBERLAND, 21501-1377

2008 Mortgage Research	Allegany	Maryland	US
Total Applications	199	242	351
Average Loan	$106.3k	$111.3k	$113.0k
Loan to Income Ratio	1.57	1.57	1.57
Subprime Loans	8.04%	9.09%	9.12%
Refinancing Loans	43.22%	45.45%	45.58%
Principal Dwellings	95.98%	96.28%	96.01%
Rejected Applications	1.01%	1.24%	1.14%

FIRST PEOPLES COMMUNITY FEDERA P.O. BOX 1377, 153 BALTIMORE STREETCUMBERLAND, 21501-1377