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GIRARD NATIONAL BANK 100 E. FOREST
GIRARD, 66743

2008 Mortgage Research	Edwards	Kansas	US
Total Applications	11	283	352
Average Loan	$28.9k	$43.9k	$45.0k
Loan to Income Ratio	0.60	0.60	0.64
Subprime Loans	63.64%	40.99%	38.07%
Refinancing Loans	54.55%	57.95%	54.26%
Principal Dwellings	90.91%	66.78%	65.34%
Rejected Applications	9.09%	10.25%	9.94%

GIRARD NATIONAL BANK 100 E. FORESTGIRARD, 66743