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MIDDLEFIELD BANKING CO PO BOX 35
MIDDLEFIELD, 44062-0035

2008 Mortgage Research	Ashtabula	Ohio	US
Total Applications	89	380	380
Average Loan	$90.2k	$92.2k	$92.2k
Loan to Income Ratio	2.27	1.90	1.90
Subprime Loans	3.37%	8.16%	8.16%
Refinancing Loans	44.94%	54.21%	54.21%
Principal Dwellings	85.39%	89.21%	89.21%
Rejected Applications	—	—	—

MIDDLEFIELD BANKING CO PO BOX 35MIDDLEFIELD, 44062-0035