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SCBT PO BOX 1030
COLUMBIA, 29201

2008 Mortgage Research Bamberg South Carolina US
Total Applications 27 3,891 4,204
Average Loan $62.5k $213.3k $217.3k
Loan to Income Ratio 1.27 1.68 1.66
Subprime Loans 29.63% 10.13% 9.61%
Refinancing Loans 40.74% 54.54% 54.40%
Principal Dwellings 88.89% 80.16% 79.21%
Rejected Applications 7.41% 8.84% 8.92%
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