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SCBT PO BOX 1030
COLUMBIA, 29201

2008 Mortgage Research Georgetown South Carolina US
Total Applications 148 3,891 4,204
Average Loan $242.4k $213.3k $217.3k
Loan to Income Ratio 1.25 1.68 1.66
Subprime Loans 5.41% 10.13% 9.61%
Refinancing Loans 55.41% 54.54% 54.40%
Principal Dwellings 76.35% 80.16% 79.21%
Rejected Applications 10.81% 8.84% 8.92%
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