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FIRST NATIONAL BANK 205 W. OAK STREET
FORT COLLINS, 80522-0578

2008 Mortgage Research	Larimer	Colorado	US
Total Applications	1,249	3,895	4,152
Average Loan	$190.2k	$200.1k	$201.6k
Loan to Income Ratio	1.72	1.72	1.73
Subprime Loans	6.89%	5.75%	5.61%
Refinancing Loans	47.88%	42.88%	42.99%
Principal Dwellings	90.31%	87.80%	86.90%
Rejected Applications	7.05%	5.83%	5.76%

FIRST NATIONAL BANK 205 W. OAK STREETFORT COLLINS, 80522-0578