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FIRST NATIONAL BANK PO BOX 570
GOODLAND, 67735-0570

2008 Mortgage Research	Kiowa	Colorado	US
Total Applications	1	17	168
Average Loan	$390.0k	$156.2k	$69.6k
Loan to Income Ratio	13.00	0.92	1.00
Subprime Loans	—	—	7.74%
Refinancing Loans	100%	52.94%	35.71%
Principal Dwellings	100%	58.82%	77.98%
Rejected Applications	—	11.76%	14.88%

FIRST NATIONAL BANK PO BOX 570GOODLAND, 67735-0570