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MIDFIRST BANK 501 NW GRAND BLVD.
OKLAHOMA CITY, 73118-6054

2008 Mortgage Research	Caddo	Oklahoma	US
Total Applications	86	3,111	25,078
Average Loan	$48.9k	$94.2k	$86.7k
Loan to Income Ratio	0.85	0.99	1.01
Subprime Loans	9.30%	8.90%	1.29%
Refinancing Loans	37.21%	36.52%	17.61%
Principal Dwellings	97.67%	89.78%	83.19%
Rejected Applications	50%	30.95%	6.69%

MIDFIRST BANK 501 NW GRAND BLVD.OKLAHOMA CITY, 73118-6054