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MIDFIRST BANK 501 NW GRAND BLVD.
OKLAHOMA CITY, 73118-6054

2008 Mortgage Research	Texas	Oklahoma	US
Total Applications	70	3,111	25,078
Average Loan	$76.5k	$94.2k	$86.7k
Loan to Income Ratio	1.27	0.99	1.01
Subprime Loans	11.43%	8.90%	1.29%
Refinancing Loans	52.86%	36.52%	17.61%
Principal Dwellings	98.57%	89.78%	83.19%
Rejected Applications	44.29%	30.95%	6.69%

MIDFIRST BANK 501 NW GRAND BLVD.OKLAHOMA CITY, 73118-6054