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FIRST NATIONAL BANK 125 W SIOUX AVE
PIERRE, 57501

2008 Mortgage Research	Mellette	South Dakota	US
Total Applications	1	420	482
Average Loan	$11.0k	$141.1k	$147.8k
Loan to Income Ratio	0.61	1.65	1.26
Subprime Loans	100%	18.81%	18.05%
Refinancing Loans	—	37.62%	38.38%
Principal Dwellings	100%	82.62%	78.01%
Rejected Applications	—	2.62%	2.70%

FIRST NATIONAL BANK 125 W SIOUX AVEPIERRE, 57501