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FIRST NATIONAL BANK PO BOX 988
LAMAR, 81052

2008 Mortgage Research Kit Carson Colorado US
Total Applications 43 211 218
Average Loan $80.2k $106.0k $104.7k
Loan to Income Ratio 1.23 1.32 1.31
Subprime Loans 13.95% 14.69% 14.68%
Refinancing Loans 48.84% 53.55% 52.29%
Principal Dwellings 86.05% 80.57% 80.73%
Rejected Applications 18.60% 15.17% 14.68%
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