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FIRST NATIONAL BANK IN CARLYLE 1350 12TH ST
CARLYLE, 62231

2008 Mortgage Research	Clinton	Illinois	US
Total Applications	80	104	109
Average Loan	$167.5k	$150.7k	$150.7k
Loan to Income Ratio	1.28	1.23	1.26
Subprime Loans	22.50%	23.08%	23.85%
Refinancing Loans	46.25%	40.38%	39.45%
Principal Dwellings	91.25%	84.62%	81.65%
Rejected Applications	23.75%	24.04%	23.85%

FIRST NATIONAL BANK IN CARLYLE 1350 12TH STCARLYLE, 62231