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THE FIRST STATE BANK 660 CENTRAL AVENUE, P. O. BOX 295
BARBOURSVILLE, 25504

2008 Mortgage Research Athens Ohio US
Total Applications 28 321 798
Average Loan $171.5k $128.6k $132.7k
Loan to Income Ratio 1.89 1.77 1.52
Subprime Loans 0.31% 0.88%
Refinancing Loans 50% 58.26% 65.66%
Principal Dwellings 89.29% 94.70% 92.86%
Rejected Applications
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