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MERRILL LYNCH BK&TC FSB 111 PINE STREET
SAN FRANCISCO, 94111

2008 Mortgage Research Dukes Massachusetts US
Total Applications 7 311 5,868
Average Loan $2467.6k $1058.8k $1117.7k
Loan to Income Ratio 0.83 1.24 1.42
Subprime Loans 0.96% 0.90%
Refinancing Loans 42.86% 36.98% 42.98%
Principal Dwellings 83.60% 71.32%
Rejected Applications 1.61% 1.72%
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