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CITICORP TRUST BANK, FSB 4000 REGENT BLVD
IRVING, 75063

2006 Mortgage Research Audubon Iowa US
Total Applications 16 3,529 171,261
Average Loan $64.1k $85.8k $154.6k
Loan to Income Ratio 1.30 1.61 2.50
Subprime Loans 12.50% 17.12% 15.69%
Refinancing Loans 87.50% 95.75% 91.09%
Principal Dwellings 93.75% 98.50% 97.16%
Rejected Applications 62.50% 34.17% 38.42%