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CITICORP TRUST BANK, FSB 4000 REGENT BLVD
IRVING, 75063

2008 Mortgage Research Ascension Louisiana US
Total Applications 290 5,233 158,099
Average Loan $152.1k $132.2k $186.3k
Loan to Income Ratio 2.12 2.03 2.69
Subprime Loans 8.28% 9.36% 8.46%
Refinancing Loans 92.41% 89.39% 89.35%
Principal Dwellings 100% 97.59% 96.13%
Rejected Applications 45.17% 52.51% 52.79%
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