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CITICORP TRUST BANK, FSB 4000 REGENT BLVD
IRVING, 75063

2006 Mortgage Research Antelope Nebraska US
Total Applications 10 1,581 171,261
Average Loan $64.8k $116.5k $154.6k
Loan to Income Ratio 1.66 2.02 2.50
Subprime Loans 10% 15.12% 15.69%
Refinancing Loans 100% 96.20% 91.09%
Principal Dwellings 90% 97.79% 97.16%
Rejected Applications 60% 38.20% 38.42%