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CITICORP TRUST BANK, FSB 4000 REGENT BLVD
IRVING, 75063

2006 Mortgage Research Nelson North Dakota US
Total Applications 5 85 171,261
Average Loan $74.4k $114.9k $154.6k
Loan to Income Ratio 2.09 2.15 2.50
Subprime Loans 20% 17.65% 15.69%
Refinancing Loans 80% 95.29% 91.09%
Principal Dwellings 100% 100% 97.16%
Rejected Applications 60% 41.18% 38.42%