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IOWA SAVINGS BANK 510 WEST US HIGHWAY 30, PO BOX 967
CARROLL, 51401

2008 Mortgage Research	Carroll	Iowa	US
Total Applications	80	101	104
Average Loan	$71.9k	$74.1k	$75.2k
Loan to Income Ratio	1.03	1.01	1.02
Subprime Loans	17.50%	16.83%	17.31%
Refinancing Loans	37.50%	35.64%	35.58%
Principal Dwellings	—	2.97%	3.85%
Rejected Applications	—	—	—

IOWA SAVINGS BANK 510 WEST US HIGHWAY 30, PO BOX 967CARROLL, 51401