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PEOPLES TRUST & SAVINGS BANK 116 W STATE ST
JEFFERSON, 50129

2008 Mortgage Research	Guthrie	Iowa	US
Total Applications	46	316	319
Average Loan	$70.7k	$70.5k	$74.7k
Loan to Income Ratio	0.86	0.62	0.65
Subprime Loans	78.26%	72.15%	72.10%
Refinancing Loans	65.22%	49.37%	49.53%
Principal Dwellings	56.52%	60.13%	60.19%
Rejected Applications	2.17%	4.75%	4.70%

PEOPLES TRUST & SAVINGS BANK 116 W STATE STJEFFERSON, 50129