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FIRST PLACE BANK 999 E MAIN ST
RAVENNA, 44266

2008 Mortgage Research	Genesee	Michigan	US
Total Applications	364	2,208	9,825
Average Loan	$149.6k	$180.6k	$168.8k
Loan to Income Ratio	1.51	1.80	1.77
Subprime Loans	6.59%	4.17%	3.31%
Refinancing Loans	56.87%	53.22%	39.08%
Principal Dwellings	90.11%	86.50%	90.26%
Rejected Applications	7.97%	6.02%	8.38%

FIRST PLACE BANK 999 E MAIN STRAVENNA, 44266