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CITY NATIONAL BANK OF WV P O BOX 7899
CROSS LANES, 25356

2008 Mortgage Research	Boyd	Kentucky	US
Total Applications	243	704	5,999
Average Loan	$98.3k	$82.6k	$82.6k
Loan to Income Ratio	1.25	1.09	1.12
Subprime Loans	1.23%	3.98%	4.13%
Refinancing Loans	34.57%	34.09%	37.89%
Principal Dwellings	88.48%	89.49%	88.61%
Rejected Applications	21.81%	26.14%	28.12%

CITY NATIONAL BANK OF WV P O BOX 7899CROSS LANES, 25356