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WHITNEY NATIONAL BANK 400 LABARRE ROAD, 3RD FLOOR
JEFFERSON, 70121-3809

2008 Mortgage Research	Ascension	Louisiana	US
Total Applications	226	3,260	4,848
Average Loan	$127.5k	$138.0k	$167.8k
Loan to Income Ratio	1.56	1.23	1.24
Subprime Loans	10.18%	10.09%	11.57%
Refinancing Loans	33.19%	34.39%	35.00%
Principal Dwellings	96.02%	87.52%	85.05%
Rejected Applications	14.16%	18.71%	19.16%

WHITNEY NATIONAL BANK 400 LABARRE ROAD, 3RD FLOORJEFFERSON, 70121-3809