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DUBUQUE BANK & TRUST CO. 1398 CENTRAL AVENUE
DUBUQUE, 52001

2008 Mortgage Research	Clayton	Iowa	US
Total Applications	14	610	1,554
Average Loan	$123.4k	$118.0k	$157.3k
Loan to Income Ratio	0.33	1.39	1.39
Subprime Loans	7.14%	7.87%	3.35%
Refinancing Loans	42.86%	44.26%	50.71%
Principal Dwellings	92.86%	93.11%	86.68%
Rejected Applications	—	—	—

DUBUQUE BANK & TRUST CO. 1398 CENTRAL AVENUEDUBUQUE, 52001