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MONTGOMERY BANK, NA #1 MONTGOMERY BANK PLAZA DRIVE
SIKESTON, 63801

2008 Mortgage Research	Cape Girardeau	Missouri	US
Total Applications	144	857	1,092
Average Loan	$146.7k	$152.8k	$149.3k
Loan to Income Ratio	1.08	1.60	1.67
Subprime Loans	0.69%	2.92%	2.38%
Refinancing Loans	29.86%	46.09%	44.60%
Principal Dwellings	65.28%	77.36%	80.77%
Rejected Applications	4.17%	4.08%	3.39%

MONTGOMERY BANK, NA #1 MONTGOMERY BANK PLAZA DRIVESIKESTON, 63801