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SOUTHERN BANK AND TRUST COMPAN PO BOX 729
MOUNT OLIVE, 28365

2008 Mortgage Research Bertie North Carolina US
Total Applications 44 1,142 1,239
Average Loan $84.4k $129.5k $130.6k
Loan to Income Ratio 1.31 1.33 1.37
Subprime Loans 31.82% 12.87% 11.86%
Refinancing Loans 50% 63.22% 61.66%
Principal Dwellings 81.82% 80.82% 81.28%
Rejected Applications
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