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AMERICAN NATIONAL BANK 3033 E. FIRST AVENUE
DENVER, 80206

2006 Mortgage Research Johnson Wyoming US
Total Applications 40 465 1,077
Average Loan $102.8k $129.5k $157.8k
Loan to Income Ratio 1.57 1.64 1.45
Subprime Loans 25% 10.11% 15.88%
Refinancing Loans 42.50% 26.67% 28.32%
Principal Dwellings 90% 89.25% 81.52%
Rejected Applications 5% 2.80% 4.83%