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HOUGHTON STATE BANK 116 E COOLBAUGH ST., PO BOX 373
RED OAK, 51566

2008 Mortgage Research	Jefferson	Iowa	US
Total Applications	3	86	88
Average Loan	$833.0k	$86.4k	$91.9k
Loan to Income Ratio	—	0.52	0.52
Subprime Loans	—	38.37%	37.50%
Refinancing Loans	100%	40.70%	40.91%
Principal Dwellings	—	70.93%	69.32%
Rejected Applications	—	3.49%	3.41%

HOUGHTON STATE BANK 116 E COOLBAUGH ST., PO BOX 373RED OAK, 51566