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SHELTER FINANCIAL BANK 1817 W. BROADWAY
COLUMBIA, 65218-0001

2008 Mortgage Research	Calhoun	Arkansas	US
Total Applications	7	152	748
Average Loan	$37.7k	$72.5k	$81.1k
Loan to Income Ratio	0.43	1.04	1.17
Subprime Loans	14.29%	13.16%	12.57%
Refinancing Loans	28.57%	60.53%	62.43%
Principal Dwellings	71.43%	84.87%	86.63%
Rejected Applications	28.57%	29.61%	23.40%

SHELTER FINANCIAL BANK 1817 W. BROADWAYCOLUMBIA, 65218-0001