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SHELTER FINANCIAL BANK 1817 W. BROADWAY
COLUMBIA, 65218-0001

2008 Mortgage Research	Alexander	Illinois	US
Total Applications	1	24	748
Average Loan	$205.0k	$51.6k	$81.1k
Loan to Income Ratio	1.83	0.83	1.17
Subprime Loans	—	8.33%	12.57%
Refinancing Loans	100%	62.50%	62.43%
Principal Dwellings	100%	91.67%	86.63%
Rejected Applications	—	12.50%	23.40%

SHELTER FINANCIAL BANK 1817 W. BROADWAYCOLUMBIA, 65218-0001