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WEST BANK P.O. BOX 65020, 1601 22ND STREET
WEST DES MOINES, 50265

2008 Mortgage Research	Johnson	Iowa	US
Total Applications	121	533	538
Average Loan	$171.3k	$136.0k	$138.2k
Loan to Income Ratio	0.87	1.10	1.09
Subprime Loans	14.05%	17.82%	17.66%
Refinancing Loans	60.33%	56.10%	56.51%
Principal Dwellings	62.81%	76.17%	75.65%
Rejected Applications	—	—	—

WEST BANK P.O. BOX 65020, 1601 22ND STREETWEST DES MOINES, 50265