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FIRST NATIONAL BANK 101 MAIN STREET
MASSENA, 50853

2008 Mortgage Research	Cass	Iowa	US
Total Applications	7	70	71
Average Loan	$256.6k	$158.3k	$157.7k
Loan to Income Ratio	0.75	1.12	1.12
Subprime Loans	28.57%	44.29%	45.07%
Refinancing Loans	57.14%	55.71%	54.93%
Principal Dwellings	85.71%	85.71%	85.92%
Rejected Applications	—	7.14%	7.04%

FIRST NATIONAL BANK 101 MAIN STREETMASSENA, 50853